The top ten mutual funds as of 2015 include Vanguard Dividend Growth Investment Fund, the Vanguard Health Investment Fund and the Vanguard 500 Index Investment Fund, according to Investopedia. Some of the best funds with relatively low expense ratios are Dodge and Cox International Stock Fund, the Fidelity Select Health Care Portfolio Fund, the Fidelity Strategic Dividend and Income Fund, and the Primecap Odyssey Growth Fund.
The FPA Crescent Fund, the Loomis Sayles Bond Retail Fund and the Oakmark International Fund are better for diversification and bold investments, as Investopedia recommends.
Investors looking for low expense ratios should consider the Vanguard Dividend Growth Investment Fund because of its 0.31 percent expense ratio, as noted by Investopedia. The Vanguard Health Care Investment Fund has an expense ratio of only 0.35 percent, while the Dodge and Cox International Stack Fund has a ratio of 0.64 percent. The Fidelity Select Health Care Portfolio Fund has an expense ratio of 0.76 percent, the Fidelity Strategic Dividend Fund has a ratio of 0.74 percent, and the Primecap Odyssey Growth Fund has a ratio of 0.63 percent and is also noted for its solid sector diversification.
Investopedia also recommends certain investments for their diversification, including the FPA Crescent Fund, which is known for keeping much of its capital as cash until very solid investment opportunities come along. It also recommends the Loomis Sayles Bond Retail Fund because of its diversification and yield of 3.97 percent. The Oakmark International Fund invests in markets that others typically despise; those investments typically pay off in the long run, so it is one of the best funds.