Title 19 is another name for Medicaid, a federal health insurance program that covers the cost of medical care for individuals and families with low incomes and limited resources, explains the Connecticut Network for Legal Aid. The program can fully or partially cover the costs of nursing home care, doctors’ visits, meals, medication and tests, among other services, for eligible individuals and families.
Medicaid may fully cover medical costs for pregnant women, adults without children and families with children who have household incomes below specific thresholds, notes the Connecticut Network for Legal Aid. The program may also partially cover the medical costs of families with children who do not exceed certain income thresholds and also co-pay medical costs for individuals with select conditions.
The Department of Social Services may require applicants with income exceeding certain thresholds to spend down some of their money in order to qualify for Medicaid, according to the Connecticut Network for Legal Aid. The agency also specifies the period within which the money must be spent, which typically lasts six months, and demands proof of the income reduction. For this reason, applicants must keep records of all communication with the agency for future reference.
The Department of Social Services does not include the value of an applicant’s house in its income and asset computations in situations where the applicant intends to return after a stint in a nursing home or in cases where the house is co-owned with a sibling who has resided in it for a specified period, reports the Connecticut Network for Legal Aid. In addition, the agency does not include the value of an applicant’s house in its calculations in cases where it is occupied by a spouse or children who are either younger than 21 years or disabled.