What Is a Titanium Visa Card?


Quick Answer

The Nextwave Titanium+ Visa card offers users a prepaid debit option that can be reloaded with funds in a variety of ways. This card can be used anywhere that accepts Visa debit cards, and it uses Verified by Visa security protocols for added customer safety during use.

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Full Answer

Nextwave Titanium+ Visa prepaid debit cardholders can reload their cards online at the company's website using transfers from their connected bank accounts. Interac e-transfers and email transfers can also be used to reload funds through ADDFunds, and cardholders can have their paychecks or benefit checks directly deposited to this card through DirectLoad. Cardholders can add cash at Money Mart stores, but a fee applies when using this option. Funding may take up to 72 hours to appear on the cardholders balance.

With a maximum load limit of $10,000, the Nextwave Titanium+ Visa prepaid debit card allows two loads per day from in-store deposits as well as bank account transfers totaling no more than $7,500. DirectLoad funding of $7,500 may be used twice per day, while ADDFunds limits total $2,000 in two loads. A maximum of four loads per day may be applied to this debit card, with no more than 30 point-of-sale transactions permitted per day.

The Nextwave Titanium+ Visa prepaid debit card offers a flat-fee plan and a pay-as-you-go plan, with both options requiring a $20 activation fee. The flat-fee plan costs customers $15 per month with no charges for bank transfers, DirectLoad or in-store cash loading. These options cost $2.50 per load with the pay-as-you-go plan, though no monthly charge applies.

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