Bank account information needs to be stored on a private, password-protected computer running up-to-date antivirus software, according to U.S. News & World Report. Changing passwords regularly, always using unique passwords for different devices and sites, and keeping the computer system updated also helps keep sensitive information secure.Continue Reading
Avoiding online banking problems starts with regularly monitoring bank accounts, states U.S. News & World Report. Checking bank account charges every few days ensures any problems are reported quickly and resolved more easily. Consumers should only access bank accounts over wired or secure wireless connections, such as a personal home computer network. Accessing a bank account over a wireless access point at a cafe or mall leaves the information open to hackers.
The safest way to access a bank or other financial account is directly through the website, making sure the URL begins with https to indicate a secure connection, explains U.S. News & World Report. Some browsers also display a lock symbol to indicate encryption. It is best to avoid accessing a bank account through a link in an email. Some hackers use fake emails to phish for personal information. If an email directly asks for your password or other information, it is probably not from the financial institution.Learn more about Bank Accounts