Q:

What are some tips for getting affordable health care in North and South Carolina?

A:

Quick Answer

Residents of North Carolina and South Carolina can apply for affordable health care through the national Health Insurance Marketplace at HealthCare.gov, reports the U.S. Department of Health and Human Services. During the open enrollment period, individuals can apply online at the official website, by phone, by mail, or in person with help from local trained personnel, explains HealthCare.gov.

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Full Answer

The quickest and easiest way for North and South Carolina residents to apply for affordable health care is online at the official website, advises the U.S. Department of Health and Human Services. To apply online, applicants go to the main Get Coverage page, select their resident states, and follow the prompts through the application process, according to HealthCare.gov. If they choose to apply using the phone number that the website provides, a customer service representative helps them with their applications. Those opting to apply by mail can download, print and fill in a paper application available from the website. To find local agents, brokers and other assistants who can help them in person, applicants enter their ZIP codes in a search engine on the website.

The amount people are able to save by applying for insurance through the Health Insurance Marketplace depends on their incomes, points out HealthCare.gov. Many people receive premium tax credits that reduce their insurance premiums, while others find plans that allow them to save on copayments, deductibles and other out-of-pocket expenses. Through the Health Insurance Marketplace, some people discover that they are eligible for Medicaid or the Children’s Health Insurance Program.

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