Tips for finding a good car insurance plan include using an auto insurance quote finder to get an idea of rates and choosing four top options, says Bankrate. Two more tips are to be aware of potential discounts for safety features or for life situations such as being married and to review a plan every year to make sure it is still the best plan.
One thing to keep in mind is that one person's good insurance plan is not necessarily another person's good plan, notes Bankrate. Situations vary; for example, a person who drives only occasionally and who is seeking insurance for an inexpensive vehicle needs a different plan than someone who wants to insure multiple high-value vehicles for a family with members who drive frequently. Also, some people prioritize quality customer support over saving money. That said, once a driver narrows down his insurer choices to four companies, he needs to learn what he can about each company, reading customer reviews and finding out how the companies provide customer support.
One component of a good auto insurance plan is working with a company that has local offices, says Bankrate. Establishing a face-to-face relationship with an agent can help consumers save money, but they need to remember to review their plans regularly and as their life situations change.