Q:

What are some tips for filling out a Habitat for Humanity housing application?

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Quick Answer

To successfully fill out a Habitat for Humanity housing application, enter your monthly income, and be sure it falls within the parameters required by the organization, explains Habitat for Humanity. Complete each section thoroughly. Make a checklist to ensure that the application contains all required documents. Other steps an applicant can take to be successful include opening a savings account to satisfy the savings account requirement, dedicating a number of hours to help build homes, and taking homeowner education classes.

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Full Answer

Check the website of the local Habitat organization to determine if there are any special application or procedural requirements. For example, HabitatBroward.org, the website of Habitat for Humanity of Broward County, Florida, requires tax returns, W-2 forms, proof of government benefits, and/or proof of Child Support. Prepare all the necessary tax and benefit forms before the first in-person interview to ensure that the interview goes smoothly.

The second phase of the process is an interview that focuses entirely on an applicant's financial situation, notes Habitat for Humanity. During this phase, a representative of the organization conducts a more in-depth examination of a family's financial documents, including their debt-to-income ratio. One purpose of this meeting is to determine whether applicants can meet the monthly mortgage payments of a Habitat home. To be successful, prepare all financial forms ahead of time, and organize them for the Habitat representative. Assemble documentation of assets, expenses and income, and make sure to attend the appointment.

A third meeting takes place for applicants in their current homes, states Habitat for Humanity. This meeting only occurs if the applicants have successfully passed the second phase of the process. During the home visit, a Habitat representative examines the applicant's living conditions and documents the family's needs. Be prepared to display problems with the home, and to explain why it is unsafe, overcrowded, unaffordable or otherwise unsuitable for habitation.

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