What Are Some Tips on Applying for Medicare?


Quick Answer

When applying for Medicare, conduct research to know the open enrollment period and the different coverage parts, assess your healthcare needs, and consult a Medicare expert to help you choose the best plan, advises Bernard Health. Talking to family and friends, visiting the Medicare website or calling the Medicare customer service line can ease the application process.

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Full Answer

People become eligible for Medicare benefits when they turn 65, Bernard Health explains. To avoid extra fees, choose and enroll in a Medicare plan three months before or after your 65th birthday. The need for prescription drugs, doctor visits, and vision and dental coverage determine which Medicare part to enroll in. Parts A and B cover hospital costs and physician fees, while parts C and D cover private health insurance.

When applying for Medicare coverage, ascertain that your current coverage works with the selected Medicare plan, Medicare.gov advises. Consider the premiums, deductibles and other costs associated with each plan and understand how coverage rules affect these costs. Additionally, consider the quality of care of the selected plan, the convenience of eligible health centers and whether the doctors you would like to see are accepting new patients. If you plan to travel, select a plan that covers you in another state or outside the United States.

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