The three different types of check endorsements are the blank endorsement, the restrictive endorsement and the special endorsement. A person must endorse a check in one of these ways to cash it at a financial institution or other location that provides check-cashing services.
The blank endorsement involves signing one's name on the back of the check in exactly the same way it is written on the front after the words "Pay to the Order of." A restrictive endorsement involves signing one's name on the back of the check under the words "For Deposit Only." This means the check is deposited into the receiver's account and is not exchanged for cash. A special endorsement is used when the receiver of the check wants someone else to get the money. He writes on the back of the check "Pay to the Order of," followed by the name of the person who is receiving the cash. He then signs his own name under that line.