What Are the Three Credit Bureaus in the United States?


Quick Answer

The three credit bureaus in the United States are Equifax, Experian and TransUnion, notes USA.gov. Each of the credit reporting agencies creates a credit report based on a wide array of information, including your residence and employment, history of paying bills, legal disputes, and whether you have ever declared bankruptcy.

Continue Reading
Related Videos

Full Answer

Creditors, employers and insurers use credit reports for multiple decision-making purposes, such as deciding whether to extend credit, approve loans or issue insurance policies and for employment hiring, explains USA.gov. Everyone can receive a free credit from each of the credit reporting agencies every 12 months by requesting it online from AnnualCreditReport.com or the individual credit reporting agencies.

Learn more about Credit & Lending

Related Questions