Before enrolling in a Humana Medicare plan, one should understand the differences in each plan, prescription drug benefits and premiums involved, explains Humana. Another important consideration is when coverage comes into effect.
Humana recommends that those who want to be members know their prescription drug and health care needs and when they want the coverage to begin. When it comes to premiums, members of a Humana Medicare plan may pay monthly plan premiums in addition to their premiums for Medicare advantage plans, prescription drug plans and Medicare supplement insurance plans. In most cases, coverage becomes effective on the first day of the next month after a member joins, explains Humana.