The Texas Department of Insurance posts its annual workers' compensation rate guide on its website at www.tdi.texas.gov/wc. The latest rates tables are current as of July 1, 2015.
Workers' compensation rates vary based on each individual company's type of business. Rates also differ from state to state due to differing business environments. In Texas, each company can choose among several methods for setting its rate basis. The Texas Department of Insurance regulates rate setting methods under the advisement of the National Council on Compensation Insurance. Actual workers' compensation premiums are calculated by multiplying the company's rate for each business classification by the total payroll for that classification.