Several websites offer free templates for creating a household budget, including Kiplinger.com, ConsumerCredit.com and BudgetWorksheets.org. The templates come in a variety of forms, from online worksheets to PDF documents and Excel spreadsheets that can be downloaded or printed.
Kiplinger's online household budget worksheet allows the user to select a budget period from a month to a year. The user can add and delete rows to fit his personal situation, such as adding a row for a second person's income or deleting an expense not applicable to his family. American Consumer Credit Counseling offers both a PDF worksheet and an Excel spreadsheet. BudgetWorksheets.org's online family budget worksheet breaks personal expenses down into more specific categories than Kiplinger's template and ACCC's worksheets.