What Do Survivor Benefits Typically Include?


Quick Answer

Survivor benefits consist of basic financial compensation to the family of a worker who has died, and a lump-sum payment of $255 if the beneficiary meets some additional requirements. The amount received by the beneficiary depends on the amount the deceased paid into Social Security.

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What Do Survivor Benefits Typically Include?
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Full Answer

The special lump-sum benefit is offered to the surviving spouse of the deceased if he or she was living in the same house as the deceased at the time of death. However, if they were not living in the same house, the survivor is still eligible for the lump-sum payment if he or she was already receiving financial benefits under the worker’s record or became eligible to receive such benefits after the worker’s death.

If the deceased worker did not have a surviving spouse, the extra $255 is paid to the worker’s children if they were already receiving benefits under the record of the deceased worker. They are also given the lump-sum if they became eligible after the death of the worker.

If the deceased was a member of the military, the survivors are entitled to Dependent Indemnity Compensation, TRICARE benefits and Death Gratuity payment. The exact amount to be paid as compensation depends on the organization the deceased was working for and the current status of the survivor.

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