How Do You Submit a Payment to American Car Center?


Quick Answer

To submit a payment to American Car Center, go to the website and click Make a Payment, says American Car Center. Make sure you have your account number, then click Continue to proceed to the payment page.

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Full Answer

Paying the bill online requires the six- or seven-digit account number, says American Car Center. The number is on the most recent bill or statement. Consumers can call the payment center at 901-370-4477 for assistance with finding the account number. When entering the account number, only enter the numbers and leave out the dash.

Customers making deferred down payments online need to enter "dd" at the end of the account number in lieu of the "1" at end of the account number necessary for regular payments, according to American Car Center. Customers also need to enter their card information and ZIP codes when making online payments. The company posts payments to accounts on the next business day, so payments that customers make on their due dates may show as late payments after posting.

As of 2015, online payments incur a $4.95 convenience fee in addition to the cost of the bill, notes American Car Center. Customers paying through recurring payments or ACH don't have this fee.

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