Farmers Mutual only sells insurance in West Virginia; however, it does not sell car insurance at all. Farmers Mutual offers homeowners, mobile homeowners, renters and seasonal dwelling insurance, as well as commercial insurance for churches, business owners, artisans and farm owners, according to the company's website.
Farmers Mutual receives a financial strength rating of A- from A.M. Best, as of 2015. The company provides services throughout West Virginia, with more than 60 agencies spread through the state, according to Farmers Mutual. Customers can also pay premiums or learn about the company's insurance products on its website. In addition, Farmers Mutual provides identity theft insurance as part of its personal and farm owner lines of insurance.