Individual EyeMed insurance coverage is available for purchase in California, Ohio, Illinois and New Jersey only, according to EyeMed Vision Care. Individual vision care insurance is available in other states via EyeMed's partner HumanaOne.
Subscribers to EyeMed Vision Care plans can choose from a network of vision care providers; a subscriber who chooses an out-of-network provider must pay for services and submit for partial reimbursement. When using an in-network vision care provider, a subscriber receives an eye exam and either glasses or contacts or discounts on vision care products, depending on the subscriber's plan. EyeMed Vision Care is affiliated with JC Penney Optical, LensCrafters, Sears Optical, Pearle Vision and Target Optical for eyewear, and subscribers receive discounts at these providers, as EyeMed Vision Care explains.
While subscribers with full coverage must choose between eyeglasses and contact lenses, they receive discounts if they choose to use both types of vision correction. An EyeMed subscriber is also eligible for a discount of up to 15 percent on LASIK procedures performed by an approved provider, according to EyeMed Vision Care.
While EyeMed Vision Care issues an ID card, that card isn't necessary to receive services from an in-network vision care provider. In-network providers handle all claims paperwork, but subscribers must submit their own paperwork when visiting out-of-network providers, according to EyeMed Vision Care.