As of 2015, free debt collection letter templates can be found at the Collection Agency Information website. Visitors can find more than 20 category links that each open to a template that can be applied to a related debt-collection situation. The templates are not available as downloadable files, but they can be easily copied and pasted into a word processor program.
The website arranges its collection letter templates into first, second, third and fourth notice categories, with an additional final 5-day demand notice. There are field-specific templates for the medical, dental and legal services, and service discontinuance, repossession and bad-check templates are also included. The intent is for a business to be able to collect their debts while avoiding the cost of an outside agency. Before sending any collection letters, the website advises that a professional who is well-versed in the relevant industry, commerce and debt-collection laws be consulted.
The Collection Agency Information website also serves as a referral resource for businesses that are seeking to turn over their debt collection to a third-party, prequalified service if their own debt collection attempts prove unsuccessful. If no results are obtained after a business sends its final demand-for-payment letter, the website recommends that all further efforts should be placed into the hands of a third-party dedicated collection agency.