Snapshot is a program that offers a personalized rate based on data collected by a device installed in the customer's vehicle instead of factors such as location and vehicle model, states Progressive. The device measures factors such as speed, hard braking, time of day driven and miles driven per day.
The data collected by the device may indicate a greater chance of being involved in an accident and may cause an increase in the customer's rate at renewal, according to Progressive. Drivers plug the Snapshot device into the diagnostic port located under the driver's side dashboard in most vehicles. Customers can log onto the Progressive website to review the collected data and the projected Snapshot discount.