How Do You Find Small Banks in Your Area?

One of the easier ways to look for a small community bank would be to use the search tool on the Independent Community Bankers of America website, As of 2015, there are approximately 52,000 community banks in the U.S. holding $3.6 trillion in assets, $2.9 trillion in deposits and $2.4 trillion in loans, according to

Small community banks are among the safest, most sound and most secure financial institutions nationwide. This is the reason why a good number of financial experts advise saving money in a community bank instead of bigger banks.

However, small banks are not immune to failure and bankruptcy, so it will be a good idea to check a bank's financial health before opening an account. This can be done by going to the FDIC website for more information about a specific bank, as advised on

Follow these instructions to use the search feature on to search for small community banks.

  1. Go to the website
  2. Type into the browser and press "Enter."

  3. Go to the search tool
  4. Navigate to the search tool by clicking on the "Find a Community Bank" link near the top of the ICBA home page above the main menu.

  5. Use the search tool
  6. Enter the parameters for the search on the search fields. Type the address, city or ZIP code to confine the search within a specific area. Click on the link on the search results for more information about the local bank.