What Is Single-Trip Travel Insurance?


Quick Answer

Single-trip travel insurance plans provide coverage for medical expenses, the cancellation of a trip because of work interference and other unexpected costs that arise when on a trip, according to Travel Guard. These plans can provide 24-hour emergency travel assistance so that a traveller can feel secure when travelling.

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What Is Single-Trip Travel Insurance?
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Full Answer

Single-trip travel insurance covers a trip in which a traveller leaves his home, travels to one or many places and returns to his home, IMT Services Corporation explains. If a traveller leaves and returns to his home more than once, it is no longer a single trip.

Unlike single-trip insurance, multi-trip insurance covers travels within the span of a calendar year, and the amount of coverage available within that year can vary between 30 and 75 days, depending on the insurance company, according to IMT Services Corporation. People looking for multi-trip coverage must already have a primary health insurance plan in the United States. Another key difference between single and multi-trip coverage is that multi-trip insurance often only covers medical emergencies and emergency medical evacuations. This means multi-trip insurance does not offer coverage for expenses related to trip cancellations or delays, although some multi-trip policies provide minimal coverage for loss of checked baggage.

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