To apply for temporary disability insurance in New Jersey, file a claim online by clicking File a Claim in the sidebar on the State of New Jersey Department of Labor and Workforce Development website, or fill out a paper application called Form DS-1, explains the State of New Jersey Department of Labor and Workforce Development. A licensed physician, dentist, podiatrist or chiropractor can provide Form DS-1 to the injured employee, states the New Jersey Department of Treasury.
Temporary disability insurance is only for those employees disabled as a result of a nonwork-related injury or illness, and those who become disabled within 14 days of their last date of employment, notes the State of New Jersey Department of Labor and Workforce Development. Generally, an employee must file a claim for temporary disability insurance within 30 days of the first day of disability to be eligible for benefits.
If an employee receives temporary disability benefits from an employer's private plan, he cannot receive state disability benefits, even if he uses up the allotted amount of time given by the private plan for disability, informs the New Jersey Department of Labor and Workforce Development. The employee has the right to appeal a decision made by a state or private plan if he does not agree with the decision.