The first step in signing up for online banking is to visit the bank's "sign-up" or "enrollment" Web page. For an online-only bank, the customer normally enters some personal information. For an online extension of a traditional bank, account information is required, according to Bank of America.
TD Bank firsts asks customers whether they want a "personal" or "business" option, and then the customer is asked to gather some personal materials. Items required to complete the registration process include a Social Security Number, TD Bank ATM or debit card, bank account number and email address. After entering all of this information, the last step in the process is to set up security questions for fraud protection, according to the TD Bank website.
Citizens Bank has a six-step sign-up process according to its website. The first step is to enter much of the same information as TD Bank requires, including SSN, account number and bank card number. Bank of America has two different paths on its "sign-up" page. One is for existing customers and another redirects new applicants on how to sign up for an account online. On the page for existing customers, people are asked to enter a card number or account number, along with a Social Security Number or Tax Identification Number.