Q:

How do you sign up for ObamaCare insurance?

A:

Quick Answer

Sign up for "ObamaCare," the nickname given to the plans enacted under the Affordable Care Act, at the Health Insurance Marketplace. Only those who qualify for a Special Enrollment Period can apply any time, while everyone else can only apply during the open enrollment period that happens once a year.

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Full Answer

  1. Go to the Health Insurance Marketplace

    Access the Health Insurance Marketplace at the healthcare.gov website. Click on the tabs throughout the website to learn more about the Affordable Care Act and the plans that are available.

  2. Find out if you qualify for a Special Enrollment Period

    Continue with enrollment if you qualify. Take the interactive quiz to see if you qualify for a Special Enrollment Period. If not, you have to wait until open enrollment, which usually begins in November for coverage beginning the following year.

  3. Fill out the application

    Click on the "Get Coverage" tab, and select your state from the drop-down menu. If you are in an open enrollment period, then you can fill out an application. Some people find that their employers offer better plans than the Health Insurance Marketplace; applying allows you to discover how much a plan under the Affordable Care Act is likely to cost so that you can make the right choice for your needs and budget.

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