How Do You Sign up for a First Niagara Online Checking Account?

Apply for a checking account with First Niagara Bank online by visiting its website and navigating to the Personal Checking link under the Bank section. Select the account that best suits your needs, and click the Open Account button to submit your personal information, accept the terms of the account and make your initial deposit.

First Niagara Bank allows you to apply for any of its personal or business accounts directly through its website,, rather than only at a physical location. Begin by reviewing its selection of checking accounts, each of which includes a different assortment of requirements and bonuses. To successfully complete the online application, you must meet all age and financial guidelines for the account. It is possible to change between accounts after you apply, such as if you are unable to maintain the minimum monthly deposit amount, but this requires contacting the customer service department or visiting a branch.

Once you choose the appropriate account, enter the online application and provide your name, address and phone number. The form continues by asking for your social security number and driver's licence number, and may also ask you several questions according to publicly available data about you to confirm your identity and eligibility for the account. Complete the process by making your initial deposit with a credit or debit card, an electronic funds transfer from an exiting bank account or by mailing the bank a physical check.