To open a bank account with HomeTrust Bank, visit the company's website at HomeTrustBanking.com. Click on the Checking tab, select the desired checking account, and click the Open Now link to complete the application process, explains HomeTrust Bank.
To open an account with HomeTrust Bank, the applicant must furnish a valid Social Security number, home address and email address. A potential account holder must possess valid government-issued identification, notes HomeTrust Bank.
Prospective account holders are required to agree to HomeTrust's terms and conditions and accept each disclosure. An applicant also needs to verify his identity by answering questions about his personal finances, explains HomeTrust Bank. The applicant selects the desired account, provides the initial deposit, and signs and returns all required documents to complete the account opening process.
HomeTrust offers five checking account options. The everywhere connect account is completely accessible online or through a connected mobile device and features a $5 reward per statement cycle if at least 10 debit card transactions are made, according to HomeTrust Bank. Loyalty checking is an interest-bearing account, and there is no monthly fee. Loyalty checking account holders must have one recurring direct deposit.
Premier checking offers higher interest rates, preferred CD rates and unlimited basic checks, notes HomeTrust Bank. HomeTrust waives the monthly fee if the account holder meets certain balance requirements. Primetime checking is exclusively available to customers who are least 50 years of age. This account features unlimited ATM access without HomeTrust fees and one free order of basic checks each year. Simple checking is an account with no monthly fee.