What Should Users Know About Belk Credit Card Online Payments?


Quick Answer

The Belk credit card online payment system lets cardholders make payments online from a checking account on a one-time or a recurring basis. In addition, bills can be received electronically, the account balance can be checked and Belk purchase reward points can be redeemed. Some security precautions are recommended when making using the online system, as noted by Economy Watch.

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Full Answer

In addition to the usual security precautions that should be kept in mind when making online payments, such as not using public computers and choosing tough-to-guess passwords, Internet temporary files and cookies should be deleted after leaving the Belk credit card online payment system. Users should also never click on any links sent in emails that mention the Belk account and come from unknown sources. Anything suspicious should be reported, and users can do so by contacting customer support directly through the Belk online system, advises Economy Watch.

As of 2015, the Belk credit card offers a 15 percent discount on all purchases made on the first day of shopping after account activation. The card also generates one reward point for each $1 spent.

When making a Belk credit card payment, it should be kept in mind that a late fee is charged when payments are not made on time. The maximum late fee charged is $35, as reported on Evolution Finance's Card Hub website. GE Money, a brand name which is part of General Electric, administers the Belk Credit Card Payment Online system. The Belk department store chain includes close to 300 stores, the majority of which are located in the North and South Carolina area, but there is also a strong presence in Birmingham, Alabama, and Atlanta, Georgia. The northernmost Belk store is in Maryland.

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