To set up a WestBanco online checking account, visit its website and select either consumer or business under the new online banking category at the top of the page. Read the electronic disclosure consent statement, agree to the terms at the bottom and continue following the account setup prompts. Consumers can print the disclosure statement for future reference.
Types of WestBanco checking accounts include Basic, 55 Plus, A Plus, Interest and Premium. Opening a Basic checking account requires a $50 starting deposit, but there is no requirement to have a minimum balance in the account each month. Customers get 24-hour online banking access, bill payment and mobile banking. Basic checking accounts don't accrue interest. Customers age 55 and above can select the 55 Plus checking plan to avoid monthly maintenance fees.
The A Plus checking account is tailored for students who are age 16 and above. This account is opened with a $1 deposit, and there is no minimum monthly balance requirement or service charges to pay. To receive those benefits, students must select the electronic statement option when opening the account. A student must be at least 17 years of age to receive a debit card linked to a WestBanco checking account.
Interest checking is an ideal choice for customers who prefer earning interest on account balances. A Premium account also earns interest and requires a $5,000 initial deposit.