Although benefits vary depending on the specific plan, most VSP plans cover services such as eye exams, contact lens exams, glasses and contact lenses. As of 2015, LASIK eye surgery may also be covered if the plan includes the VSP Laser Vision Care Program benefit, according to VSP.Continue Reading
Some VSP vision plans require members to pay a copay at the time of their appointments. Members may choose to see a VSP network doctor or an out-of network doctor. Members who see an out-of-network provider may incur different costs and receive different benefits when compared to a network provider, according to VSP.
If members choose to purchase glasses after their eye exams, they can select from a variety of frames and lens enhancements, according to VSP. Members may be responsible for certain out-of-pocket expenses, including scratch-resistant or anti-reflective coating, ultraviolet protection, progressive lenses, blended bifocal lenses, and most tinted and photochromic lenses. Members who choose frames that are over their allowance are typically required to pay the extra cost. If a VSP vision plan includes coverage for contact lenses, members may choose to get contacts instead of glasses. VSP typically does not provide coverage for both contact lenses and glasses in the same plan year.Learn more about Health Insurance