TwinStar Credit Union provides banking services including online, telephone and mobile banking, Travelex foreign exchange services, online bill pay and domestic and international wire transfers. TwinStar Credit Union also offers financial advisor services.
TwinStar Credit Union also provides home foreclosure prevention, payment protection and skip-a-payment services. Foreclosure prevention services reduce a member's monthly mortgage payments by lowering the interest rate or extending payment deadlines. Payment protection services allow TwinStar Credit Union members to cancel outstanding loans without penalty due to disability, family leave, involuntary unemployment, or when death or dismemberment occurs.
TwinStar Credit Union members with loans that qualify for skip-a-payment services may skip a loan payment once a year without penalty. Members must pay a processing fee of $35.00 when skipping a payment.
In addition to banking services, TwinStar also provides loan and credit card services to members. Loan services include home, auto and motorcycle loans. Members may also qualify for personal loans, boat, RV, and horse and cargo trailer loans. TwinStar provides home equity and bicycle loans to those that qualify.
TwinStar Credit Union offers three types of Visa credit cards: Classic, Platinum and Platinum Rewards. Each credit card has an introductory rate along with annual percentage rates for balance transfers and cash withdrawals.