Southside Bank of Texas offers personal banking, including checking and savings accounts; personal loans; and electronic banking. It also offers business banking, brokerage and trust services, and mortgage and equity lending.
As of July 2015, Southside, the ninth-largest of the banks headquartered in Texas, has 64 branches in East, Central and West Texas. The bank has 70 local automated-teller machines and more than 55,000 affiliated, surcharge-free ATMs worldwide.
In addition to checking and savings, Southside offers certificate-of-deposit accounts as well as retirement and other interest-bearing accounts. The bank offers fraud prevention and overdraft services. Checking accounts include Prime and Classic accounts, and the monthly fees for them can be waived under certain circumstances. Checking is free for people 60 and over and for teens 13 to 17, and Southside also has a checking account designed to help people re-establish their banking ability. Savings accounts require an initial $50 deposit and certain minimum balances to avoid monthly fees.
For business banking, Southside offers business services; business loans; commercial real-estate services; and checking, savings, certificate-of-deposit and money-market accounts. The bank has a trust and investment department that serves individuals, families, foundations, corporations and employee-benefit plans. The department provides custody and trust services in addition to investment management services. The SouthsideBank website has sections with loan and savings calculators as well as online forms to enroll in Southside's electronic and business banking services.