Regions Bank offers five distinct categories of services: personal, small business, commercial, wealth and advice. Some of the personal banking services offered by the bank include checking accounts, savings, FDIC-insured certificates of deposit, a rewards program, safe deposit boxes and an auto buying service.
Regions Bank offers a Regions Visa CheckCard for personal accounts, family protection services and access to the money market. The bank also provides a personal online tax center and IRA support. As of 2015, Regions Bank offers a personal account switch kit with instructions and forms to facilitate moving checking accounts from another bank. Individual customers with Regions Bank can gain access to credit cards, personal installment loans, student loans and auto loans. Prospective homeowners can locate any Regions' owned properties that are for sale and receive mortgages from the bank.
A division called Regions Business Capital handles the accounts of commercial clients. Commercial business services offered by Regions Bank include financing options, such as asset based loans, leveraged cash flow, acquisition financing and growth financing. Regions Bank also offers debt-related commercial services, which include refinancing credit facilities or existing cash-flows and restructuring. Wealth management solutions are available for customers interested in retirement plans or equity investments.