What Are Some Services Provided by Scotiabank Online?


Quick Answer

As of 2015, Scotiabank's online banking service allows its customers to check their account history and account balance, and transfer money between their personal accounts. Additionally, Scotiabank online banking users can also send money to other accounts located around the world through a simple transfer or Western Union Money transfers. Other features of the bank's online banking service include online bill payment, paperless records and the option to sign up to InfoAlerts powered by Scotia.

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Full Answer

Scotiabank's online bill payment system allows the user to pay either one or multiple bills at the same time. A registered member can also set up a payment schedule that automatically pays any bills. Scotiabank customers travelling abroad can also inform the bank of their travel schedule to ensure that their credit card remains usable abroad. Other services available through Scotiabank's online system include mortgage payment management and setting up pre-authorized payments for certain types of bills, such as taxes or utilities.

Scotiabank's checking and savings section offers information and services related to checking accounts, savings accounts, student accounts, seniors' discount, debit cards and prepaid cards. Educational material about reducing fees, automatic savings and strategies for saving money is also available. The site's credit cards section provides details on the different types of cards offered by the bank, such as travel, cash bank and low interest cards, as well as a card selector tool, comparison tool and customized calculators to help customers determine the most suitable card.

Advice, products and resources are available for Scotiabank's mortgages, including a tool to help customers finish paying their mortgage. In addition to its loans and lines of credit, the bank assists customers in determining when to lease or buy and how to lower their overall borrowing cost. The site features a personal loan calculator to help customers estimate payments. Goals, plans, products and services are available for investors, including direct investing with Scotia iTRADE. Details about creditor insurance travel insurance is provided on the site, and there is also a section dedicated to Scotiabank's special programs, offers and services. Customers can access the bank's rates and prices for borrowing, saving, investing and exchanging currency on the site as well, as stated on Scotiabank's website.

Additional online services include a search tool to help customers locate the nearest retail branch and details on how to mail, call or contact Scotiabank in person. The site also features the latest news related to the bank, such as analysis of the latest federal budget and its quarterly results.

Scotiabank is an international bank that operates in Latin America, North America, parts of Asia, the Caribbean and Central America. The bank's headquarters is located in Canada and, as of 2015, serves over 21 million customers around the world. Scotiabank manages approximately $863 billion in assets and employs 87,000 people worldwide.

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