Pioneer State Mutual Insurance Company offers property insurance for individuals and businesses, with policies covering homes, automobiles, farms and commercial properties, according to the company's website. Its policies are available only in Michigan. Its website offers the ability to make claims online as well as check the status of previous claims. Policyholders can also pay their bills online. The company offers 24/7 roadside assistance and auto glass service and a phone number for after-hours emergency claims.
In addition to homeowners insurance, Pioneer offers policies for renters, mobile homes and condominiums and rental property coverage for landlords, explains the company's website. Pioneer offers discounts for older policyholders, those holding multiple types of policies, those with homes less than 20 years old and other specialized discounts. Its farm policies contain coverage for many different types of farms, including livestock farms, crop farms, vineyards, orchards and country estates. It also offers coverage for farm equipment breakdowns and optional liability and umbrella coverage.
Pioneer auto insurance policies include coverage for cars, motor homes and motorcycles, says the company's website. Its policies provide coverage at the minimum required by Michigan state law as well as options for additional coverage. Its roadside assistance includes services such as towing, delivery of fluids, changing or filling a flat tire, battery service and lockout assistance.