Octagon Insurance, based in the United Kingdom, provides insurance policies for cars and vans. Optional coverage options range from legal expense coverage to lost keys protection, states Octagon Insurance.
Octagon Insurance offers a comprehensive car insurance policy that covers accidental damage and covers damage by fire or theft. The Comprehensive plan also covers injuries or damage to other individuals and their property in an accident. Octagon Standard covers personal belongings, medical expenses, windscreen protection and a free courtesy car in the event of an accident, lists Octagon Insurance. The Third Party, Fire and Theft car insurance option covers any damage or injury to other individuals and their property as well as coverage in the case of fire or theft. It does not provide coverage for car accidents, however.
Third Party, Fire and Theft van insurance provides coverage for any damage or injury to a third party or their property. It also covers cases of theft or fire. Comprehensive can insurance includes all the coverage listed for Third Party, Fire and Theft van insurance, as well as coverage for vehicle accidents. This policy includes medical expenses, windscreen damage, personal accident and personal belonging coverage, reports Octagon Insurance.
Octagon Insurance provides optional coverage including legal expense coverage up to a predetermined amount, as of 2015. Lost keys protection covers the cost of replacing keys and locks. Extended personal injury provides additional funds to cover injuries sustained in an accident. Finally, replacement vehicle coverage offers a replacement car for up to 21 days if the policy holder's car sustains damage beyond repair, states Octagon Insurance.