Easyfinancial provides loans, credit cards, home security insurance and auto security insurance services, according to its official website. Its loans and credit card services include personal loans, debt consolidation and an EPIC prepaid MasterCard.
As of 2015, easyfinancial offers loans ranging from $500 to $10,000 that have payback durations of up to 48 months, explains its website. It has a faster loan approval time of within 30 minutes. The EPIC prepaid MasterCard allows clients to get money from any ATM and purchase items from anywhere. Credit consolidation services allow members to have all their loans and bills under one cheaper payback package.
The home security plan provides up to $500 for reimbursement for losses at home, and emergency locksmith services worth up to $150, states easyfinancial. It also covers nonauto emergency treatment services within 48 hours of occurrence. Members get access to free unlimited legal and financial advice and up to a $75 enrollment fee for self defense classes.
Benefits of the auto security plan include coverage for meals and lodging when a member’s car breaks down due to an accident or mechanical problem, notes easyfinancial. The plan covers expenses of emergency treatment related to auto accidents. If a member’s car is stolen, it covers travel expenses of up to $750 and provides a $5,000 reward to assist in finding the stolen car. The plan also covers emergency towing and related services of up to $150.