The Cincinnati Insurance Companies offers both individual and business insurance policies, according to the company website. Coverage for businesses includes business vehicles, commercial property insurance, business liability and crime, among others. Individual coverage includes home insurance, auto, umbrella, life insurance and annuities.Continue Reading
The commercial package policy offers coverage for property in transit, theft by employee, counterfeit money and business income, states The Cincinnati Insurance Companies. The company also offers business life insurance with packages such as key-employee protection, executive benefits, business continuation and disability protection.
Personal insurance policies include packages such as the home plan, which is further divided into executive homeowner, executive classic, condominium and tenants policies, explains The Cincinnati Insurance Companies. It offers automobile policies such as ones for antique or collector cars and personal autos, as well as replacement cost policies, customizing equipment coverage and gap coverage. Umbrella liability coverage takes care of any extra costs that the auto insurance does not cover, and it has worldwide coverage.
The Cincinnati Insurance Companies offer two main annuity packages, which are the LifeHorizons Single Premium Deferred and Flexible Premium Deferred, according to Cinfin.com. Members can withdraw up to
10 percent of the valued amount annually, without surrender charges. Members with annuity packages can extend their maturity age to enjoy continued tax deferral. Beneficiaries receive money directly, to avoid probate. Another annuity package is the Return of Principal Guarantee in which a member does not risk loss of an asset.Learn more about Insurance