What services are provided by Capitol Life Insurance?


Quick Answer

Services provided by Capitol Life Insurance include annuities and life insurance services, according to Liberty Bankers Life. Liberty Bankers Life is the owner of Capitol Life Insurance and manages all services.

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Full Answer

Different types of annuities are offered by Capitol Life Insurance, including traditional fixed annuities and deferred annuities, says Liberty Bankers Life. The traditional fixed annuities benefit people by having a variety of income tax advantages and returns. For people desire annuities for retirement, the deferred annuities are a good choice. Annuities are better for people who want long-term savings. Some benefits of annuities include income tax deferral, simple record keeping and diversification of assets.

There are also life insurance services offered by Capitol Life Insurance, according to Liberty Bankers Life. People who purchase life insurance services through Capitol Life Insurance are able to choose between permanent and term insurance services. Critical illness coverage is also offered in combination with life insurance services. This helps protect the person's family in the case of a disabling condition, in addition to loss of life. Term policies are more short-term, while the permanent policies provide long-term benefits. More information and online applications for both annuities and life insurance services are offered through the Liberty Bankers Life website.

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