PayPal, Pay Trust and My Check Free are three service that carry out electronic payments. Users can sign up for these three services for free.
PayPal users can create both personal and business accounts on the website, and send and receive payments. The website partners with online retailers such as Target and Overstock to provide customer discounts.
Pay Trust is free to set up, but some of the services require a small fee. The company provides a wide range of services, and it even makes electronic payments to businesses that normally do not receive them.
My Check Free enables payments to business that are connected to its online system. The official website has a list of businesses that accept My Check Free payments, which, as of 2015, include Abercrombie & Fitch, Connecticut Natural Gas and U.S. Cellular.