Scotiabank provides a full suite of banking services from basic personal checking accounts all the way up to export services for major corporations. Scotiabank offers an account recommendation tool on its website that requires a few pieces of banking usage information, such as transactions per week and customer age.
Scotiabank's personal services include basic bank accounts, credit cards, mortgages, investing and insurance. Scotiabank offers multiple types of checking and savings accounts along with specialized accounts for students and discounts for seniors. Scotiabank also offers the Canadian tax-free savings account, listed under its investing category, along with registered retirement and education savings accounts.
Scotiabank provides many different services to small businesses, including banking accounts, loans, credit cards, lines of credit and personalized service from in-house small-business advisers. The company includes a wide variety of small-business advice on its website, such as a market feasibility guide. Scotiabank also offers specialized services for large businesses and corporations, as well as financing, import and export services and specialized services for certain industries, such as automotive and real estate.
Founded in 1832 in Halifax, Nova Scotia, Scotiabank is the third-largest bank in Canada as of 2015 and currently operates out of a Toronto headquarters. The bank has locations in 55 countries and over 77,000 employees. Many of Scotiabank's international operations are in Latin American, the Caribbean and Asia.