Resource Bank offers personal and business banking, and investment, mortgage, trust and insurance services. The bank has nine locations near DeKalb and west of Chicago.
In the area of personal banking, Resource Bank offers checking and savings accounts, personal loans, resource market funds, health savings accounts and certificates of deposit. The bank also has telephone banking and online banking.
The bank has six checking account types, including some that bear interest and one that earns 10 percent back on fuel purchases, as of 2015. Perfect Checking has an $8.95 per month fee and includes free checks for life and fee refunds on automated-teller machine withdrawals anywhere. Resource Checking also provides help in cases of identity theft as well as free Internet banking and online bill pay. Resource Bank's Extreme Green Checking account, which does not offer paper statements, bears interest and has no minimum balance and no fees. The Resource Savings account bears interest. It has a minimum balance of $250 with an opening deposit of $50, which is waived for minors.
In the area of business banking, Resource Bank has free business checking accounts, merchant services and agricultural and business loans. Resource Bank offers direct-deposit payroll and transfers between Resource Bank accounts and accounts at other financial institutions.