Services offered by Nordstrom Bank offers include credit and debit cards linked to the Nordstrom Rewards program, online account access, online payment, auto-pay and payment by phone or mail. Nordstrom cards have no annual fees and competitive annual percentage rates. Cardholders are guaranteed 24/7 customer service. When people apply for a Nordstrom card, they get an instant decision and are able to start shopping immediately if approved.
As of 2016, the Nordstrom Rewards program has four levels, depending on how much cardholders spend. By paying for goods with a Nordstrom debit or credit card, cardholders receive Nordstrom notes, which can be used to buy items at Nordstrom, Nordstrom Rack or HauteLook.
For every dollar spent at a Nordstrom location, cardholders receive two points, and when they accumulate 2,000 points, they get a $20 Nordstrom Note. This program also rewards people with a $100 Nordstrom Note when they first sign up for a credit or debit card. Card members also get exclusive early access to sales and are reimbursed for the cost of clothing alterations done in the store. People are also able to schedule certain days of the year when they receive triple points for purchases made at this store.