Services available through National City bank, now known as PNC, include a suite of personal banking options such as checking and savings accounts, credit cards and mobile banking tools, as well as home loans, auto loans and life insurance plans. The bank also offers personal lines of credit to qualifying customers, as well as retirement and wealth management services.
PNC banks specialize primarily in personal banking services for its customers, which include access to standard financial accounts for basic money management. Its checking accounts include access to a debit card that allows the owner to post charges against currently available funds, with optional access to a savings account that earns interest over time. Customers may also access account information through online banking services, which includes an online statement, the ability to review recent transactions and a tool to send payment to bill collectors or other parties outside of the bank. These services are also available through the bank's smartphone app.
Other services include an array of lending options that include personal credit cards with varying interest rates as well as personal loans. The bank also issues qualifying customers home equity loans, which use the customer's home as collateral for the loan. Customers are also able to open individual retirement accounts, manage stock options through the bank and obtain wealth valuations to determine the best investment strategies. It also issues life insurance policies to members that pass a health screening test.