J.P. Morgan Chase & Company describes its services in an article entitled How We Do Business as consisting of four major categories: consumer banking, corporate banking, commercial banking and asset management. Each of the businesses J.P Morgan Chase & Company owns operates within one or more of these categories.
Consumer and community banking is the first and most visible service offered by J.P. Morgan Chase & Company. In this capacity, the financier provides individuals, families and small businesses with checking accounts, savings accounts and retirement plans. J.P. Morgan Chase & Company's corporate banking services provide credit and raise capital for large institutional clients such as local governments and non-profit organizations.
The third service provided by J.P. Morgan Chase & Company is commercial banking, which provides its clients with merchant processing services, investment banking solutions, asset-based lending and syndicated finance options. The banking firm also manages assets for its clients, providing individuals, institutions and financial professionals with comprehensive money management services through mutual funds and institutional retirement accounts. Asset management solutions provided by J.P. Morgan Chase & Company include global wealth management, a SmartRetirement program and other structured products offered by the firm as a fiduciary for individuals, investors and mutual funds.