In the area of personal banking, Iberville Bank of Louisiana has checking and savings accounts, personal loans, certificates of deposit and individual retirement accounts. In commercial banking, Iberville Bank offers checking accounts, lending and payroll services. The bank also has an insurance division for home, auto, life, health and commercial.
As of 2015, Iberville Bank has 13 branches and several automated-teller machines in central Louisiana, west of Lake Pontchartrain and New Orleans.
The bank has two main checking account options: Freedom Checking and Reward Checking. Both offer access to online banking, ATM and debit cards, and paper statements for $3 per month, with no required minimum balance. Customers with Reward Checking also earn interest on their deposits and get refunds for ATM fees. A third type of account, Treasury Checking, limits debits to six per month.
The traditional savings account is Statement Savings, which features a quarterly paper statement and three free withdrawals per month. There are $2 fees if the balance goes below $100 and on any additional withdrawals. The bank also has Christmas Club and Young Savers accounts.
For personal banking, Iberville Bank has two main areas of lending. Real-estate loans include mortgages, refinancing, construction and home improvement. The bank also offers consumer loans for things such as automobiles, boats and recreational vehicles.