Some services offered by The Hartford health insurance includes retiree health coverage, which integrates health insurance benefits and Medicare. The plan also covers prescription drugs and medical costs that are not covered by Medicare, according to the company's official website.
The Hartford is an insurance company that offers a variety of insurance plans, including commercial property insurance, commercial auto insurance, liability insurance for businesses, group life insurance, accident insurance, critical illness insurance and group disability insurance. It also includes a flexible health insurance plan for retirees.
The Hartford's Flexible Retiree Health Coverage plan is designed to supplement Medicare, according to the Ministers Missionaries Benefit Board. It covers retirees over 65 as well as their spouses or widow(er)s. Anyone entitled to Medicare can access benefits, although there are some limits on benefits when the insured party has pre-existing conditions. The plan is designed to help cover the costs of Medicare deductibles and co-payments. It also covers drugs and services that Medicare does not normally cover. Policyholders can access their choice of hospitals or care providers without worrying about medical networks. They can also access prescription drugs at their choice of pharmacies across the United States.
The Hartford's coverage for retirees is also designed to lift burdens on employers. It offers plans for multiple sizes of groups and can customize the plan to suit different workplaces. It also allows employers to choose prescription drug options.