American Republic Insurance Services offers retirement advice, services and products from multiple companies, according to the company's website. Products include life insurance plans that serve as income replacements and income enhancement plans such as annuities.
The retirement advice from American Republic Insurance Services assesses how well a customer's insurance plan is protecting him, what his Medicare covers, what risks he is prone to and ways in which he can enhance his financial security. A representative helps a client prioritize his needs and select products that help him, explains the company's website. For example, a representative provides customers with advice on ways to protect their assets from hospital and doctor expenses. He helps customers understand how Medicare and Medicare supplemental plans work and how to best use them. The products the company presents also include short-term care and long-term care, or care exceeding one year.
For initial meetings between clients and representatives, American Republic Insurance Services recommends clients bring copies of their current medical insurance plans, lists of the prescription drugs they are taking and copies of their life insurance policies, long-term care policies and other health insurance policies, notes the company's website. After the meeting, the representative stays in touch to ensure plans continue to meet the needs of the client. In the case of a life change, a client can set up another meeting to review his situation.