Savings accounts, checking accounts, loans, credit cards and other banking services are offered by Associated Credit Union of Texas, as of 2015. Financial services tools are provided on the ACU website to assist customers in managing their money. Travel discounts and other services are available through ACU's Benefits Plus program.
Free checking, Silver Star checking, Student checking and 180 checking offer a variety of checking account options for ACU customers. Savings accounts, CD, Money Market and IRA accounts are offered for customers that want to build savings. Supplemental insurance is provided for ACU savings and IRA accounts. Savings accounts are insured for an additional $250,000 after the initial $250,000 FDIC insurance, as of 2015. IRA accounts are insured for $500,000 also.
Traditional vehicle, mortgage and personal loans are available. Auto loans are available for a new or used personal vehicle, new or used RV, boat or motorcycle, and new or used farm equipment or utility vehicle. Purchase, refinance, home equity and home improvement loans are all available as real estate options. A wedding, debt consolidation, vacation or other needs can be financed with a personal loan up to $20,000. Special loans are available that assist educators with relocation costs and purchasing supplies for the classroom.
Credit and debit cards can earn cash back on signature purchases using the ACU Real Rewards program. Cash back earned is deposited into eligible accounts monthly. After 10 signature purchases, 10 cents is earned for every 10 dollars spent.