Monona State Bank in the Madison, Wisconsin, area offers personal banking services of checking, savings, loans, home lending and business and investment services. The bank has 24-hour telephone, online, mobile and automated-teller machine services 365 days a year.
Savings accounts include interest-bearing accounts, money-market accounts and individual retirement accounts. The True Savings account can be opened for $100 and is free if customers keep a $100 daily minimum balance. The interest on this account is 0.03 percent per year.
Monona State Bank has checking with its True Choices account, which requires $100 to open and is free if customers have three other Monona products. Eligible products include a debit card, a credit card, a savings account and online banking.
Home lending includes mortgages, home-equity loans and home-improvement loans. The bank also provides loans for autos and for consolidating debt, purchasing equipment or other personal reasons. Business banking includes checking and savings accounts, bank-card services, business financing and savings and investments.
Monona State Bank has drive-up hours until 6 p.m. weekdays and is open Saturdays until noon. Customers can use a Monona State Bank check card free of surcharge at participating community banks in Wisconsin. The bank has four locations in the Madison and city of Monona area.