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What services does Kinecta Federal Credit offer?

A:

Quick Answer

Kinecta Federal Credit Union offers a range of services comparable to those of a regular bank, such as checking and savings accounts and loans for both individuals and businesses. Additional services include wealth management, insurance services and gift cards.

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Full Answer

Some other products for individuals include share certificates, money market accounts and IRA accounts. Two different checking account types are offered, one of which has no monthly fee. One basic savings account type is offered and requires a minimum deposit of five dollars.

Credit services are also available to individuals including home loans, auto loans, signature loans, student loans and credit cards. Kinecta offers a Mastercard and several types of Visa.

Businesses can obtain a type of checking account tailored to their needs as well as money market savings accounts and share certificates. Lending options include business loans, SBA loans and commercial real estate lending. Kinecta also offers a unique Visa card for businesses with no annual fees on additional cards for employees, rewards points, automatic travel insurance and no liability for fraud. Businesses can also get insurance at Kinecta as well as a variety of point-of-sale systems.

Kinecta also sells reloadable gift cards at a purchase price of $4.95. They can be managed online.

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